A lot of business owners spend time trying to get everything right before they make a move. The plan, the structure, the tools, the details. But in reality, most of the progress comes from starting, learning as you go, and adjusting along the way.

In this episode, Miguel sits down with Zohaib “Zo” Peti to talk through his path from early hustles to building and scaling multiple businesses. He shares how taking action, even when things aren’t fully figured out, helped him learn faster and create opportunities that wouldn’t have come from waiting.

Zo also shares what he’s seen working with thousands of businesses. From disconnected tools to overly complicated systems, he explains where a lot of companies lose momentum and how simplifying the way you operate can make a bigger difference. He’ll also touch on how AI is starting to play a role in all of this and what that could mean moving forward.

Insights from this episode include:

• Why overthinking and “analysis paralysis” stop more businesses than lack of opportunity

• How starting before you feel ready can accelerate learning and momentum

• Why most businesses struggle with disconnected tools, systems, and operations

• How simplifying your approach can remove friction and improve execution

• Why mindset, persistence, and adaptability matter more than getting everything right upfront

About Our Guest

Zohaib “Zo” Peti is the founder of Leapify, an AI operating system designed to help businesses run more efficiently, and Lead Origin, a digital transformation and marketing agency. He has built and scaled multiple companies across e-commerce, services, and technology, working with thousands of businesses from small startups to enterprise organizations.

If you’re interested in Zo’s other companies:

LeadOrign

WithPort

SnapWeb Services

Connect with Zoe on X (Twitter): @ZOPATOLI

Connect with Miguel on LinkedIn or reach out at media@centurionfirm.com

In this episode of Under the Hood, Miguel and Ashton talk about how they approach events today. From ski trips and small group settings to panels and tech week, they get into what actually makes these experiences valuable. Over time, they learned that it’s less about formal agendas and more about building real relationships, having honest conversations, and creating the kind of environment where people open up. They also share how those connections naturally turn into opportunities for all, and why some of the most meaningful insights happen outside the structured setting.

Today Miguel and Ashton discuss stories and lessons learned from events, including how it’s better to be less formal…and more relaxed and conversational.

Your checking account exists, the wires go through, and sure, there are some fees here and there, but that's just how banking works, right? Meanwhile, you’re earning 0.08% interest on idle cash, paying $25 per wire, and exposed to fraud risks you don't even know exist.

In this episode, Miguel and Renee sit down with Brandon Arvanaghi and Dustin Kamali at Meow to break down what business banking is actually costing you and how they're building an alternative around a Costco-style model that passes economics back to customers instead of extracting them.

Other insights from this episode include:

• Why your checking account earning 0.08% instead of 5%+ means you're leaving thousands of dollars on the table every year
• The real cost of wire fees, ACH fees, and monthly maintenance fees when you're running payroll and paying vendors regularly
• How the Costco model works for banking and why Meow negotiates with partner banks to win on volume, not margin
• How to stop attackers from pulling funds even if they get your account and routing number
• Why most banks and fintechs don't innovate on economics
• What it means when a checking account is called an "operating account"
• How to set up wire approval workflows without paying for bill.com
• Why switching banks takes less time than you think

About Our Guests

Brandon Arvanaghi, CEO of Meow and former security engineer at Gemini and Mandiant. Brandon and his co-founder pivoted Meow three weeks after raising a $22M Series A, starting from scratch and eventually growing into a full business banking platform with over $1 billion in assets with a team of 12.

Dustin Kamali, VP of Business Development at Meow, leads partnerships with accountants, fractional CFOs, and other advisors helping small businesses and venture-backed companies access better business banking.

Visit meow.com to open an account or view current rate sheets

Connect with Miguel on LinkedIn or reach out at media@centurionfirm.com