Own Your Risk? Inside Captive Insurance (S1E1)
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概要
What if your insurance premiums didn't just disappear into a carrier's pocket every year?
Captive insurance lets qualifying businesses form their own insurance company, retain underwriting profit, and take real control of their risk program. In this episode of Uncovered, host Blake Erickson sits down with DSP P&C producer and shareholder Mike Pohl to break down captive insurance from the ground up.
They cover what a captive actually is (no jargon), the financial case for mid-market businesses paying $250K+ in commercial premiums, a real client case study showing $1M+ in five-year returns on a $700K annual program, who should explore a captive and who should stay away, and what the evaluation process looks like before you commit.
Whether you're a business owner, CFO, or advisor to companies navigating complex insurance decisions, this one's worth 20 minutes of your time.
More info www.dspins.com